The committee hears from caravan park peak bodies on escalating public liability and property premiums, insurers’ treatment of parks as homogenous high‑risk, thin capacity in northern and regional areas, and the flow‑on effects for business viability, finance access and ownership succession, including for younger entrants. Discussion covers past insurer withdrawals, reluctance toward distorting group schemes, calls for federal and state tax and levy reform, broker and operator education, recognition of relocatable assets, and the broader social value of caravanning.