Senate Select Committee on Intergenerational Housing Inequity - Melbourne, VIC [Part 2] (part 2 of 2) — hearing of 9 July 2026: transcript & video · Polyfact

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Senate Select Committee on Intergenerational Housing Inequity - Melbourne, VIC [Part 2] (part 2 of 2)

9 July 2026

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Contents updated on 22 Oct 2026

Senators question commission representatives on declining home ownership, rising renting, and how insecure tenure affects labour market attachment, human capital and broader productivity, including historical examples of housing co-located with industry.

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Productivity Commission — housing precarity and social housing data

00:00

Productivity Commission — housing precarity and productivity

00:00

Social housing stock data and commission’s remit

03:03

Investor lending, house prices and limits of commission evidence

06:55

CPRC & Mortgage Stress Victoria — mortgage regulation and hardship

29:20

CPRC & Mortgage Stress Victoria — opening statements

29:20

Regulating mortgages like essential services

40:26

Mortgage hardship, mortgage prisoners and non-bank lenders

46:05

Impacts of mortgage stress and renter protections

49:50

Haven Home Safe — social housing underinvestment and affordability

01:10:00

Haven Home Safe — organisational profile and housing mismatch

01:10:00

Origins of crisis, funding instability and social housing target

01:18:31

Housing Australia Future Fund engagement and rent affordability

01:21:17

Younger generation’s lived experience of housing insecurity

01:24:17

Youth witness — financial influence and public housing reform

01:31:08

Student witness — banks, donations and public housing decline

01:31:08

Youth expectations, tax concessions and public housing reform

01:35:58

Reframing housing as a right, not an asset class

01:37:54

Committee closing remarks and adjournment

01:45:30

Committee thanks and adjournment

01:45:30

Senate Select Committee on Intergenerational Housing Inequity - Melbourne, VIC [Part 2] (part 2 of 2)

9 July 2026

Senate Select Committee on Intergenerational Housing Inequity Thu, 9 Jul 2026 Australian Parliament

00:00 - 00:06

Speaker 13

Excellent. Alright. Look. Thank you for answering those questions, and, thanks for appearing today. Thank you, chair.

00:06 - 00:06

Thank you.

00:06 - 00:11

Speaker 16

Thank you, senator D'Liga. I've got a few more questions, if I may. I wanna go to your submission.

00:12 - 00:12

Mhmm.

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