Work and Pensions Committee
11 November 2026
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Work and Pensions Committee Actual start House of Commons
Follow its sittings13:32 - 14:50
Speaker 1
Good morning and a very warm welcome to this first oral evidence session for a new inquiry into pensions adequacy on, particularly looking at, auto-enrolment for low earners. And it's a pleasure to welcome our first panel of the morning. And we have Jonathan Cribb, who's Deputy Director from the Institute for Fiscal Studies, Chris Curry, Director of the Pensions Policy Institute, Carl Emmerson, a partner in London Economics.
So, thank you again. It's lovely to see you, many of you again. My first question relates to the second Pensions Commission that obviously you'll be very aware of, due to report in the spring and we hope that this inquiry and the evidence that we manage to get together will contribute to that. But they've made the point that we need to be clearer about what adequacy objectives are. So, from your point of view in relation to auto-enrolment, what do you think that they should be for low earners?
14:50 - 14:53
Speaker 3
Who would like to start with that one?
14:53 - 15:27
Speaker 4
I'll start if you want. So, I think we need to look at the system as a whole, not just automatic enrolment, and I think there are two obvious objectives for pensions policy as a whole. One is we want to have a state and private pension system that is ensuring that we are don't have scandalous levels of pensioner poverty, and pensioners living in deprivation. We've had periods in history where very large proportions of the pensioner population, extremely large proportions, are living in very low income households for a long period of time and, thankfully, we don't have that anymore.
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