House of Lords
23 July 2026
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Chamber Actual start House of Lords
37:12 - 37:18
Speaker 1
First oral question, Lord Fords of Newcastle.
37:18 - 37:25
Speaker 2
My Lords, I beg leave to ask the question standing in my name on the order paper.
37:25 - 38:05
Speaker 4
Charities make vital contributions across the country. While the provision of banking services is ultimately a commercial decision for banks, the government believes it is essential that charities and voluntary organisations can access suitable banking services for their needs. The government has worked closely with UK Finance to support non-profit groups' access to finance, developing an interactive account finder tool hosted on its website. Smaller charities may also be eligible to use the current account switch service. I should also declare my interest: I chaired the payments board at UK Finance for several years.
38:05 - 38:55
Speaker 3
Can I thank my noble friend for his thoughtful and considered reply? Many charities face slow, complicated, and burdensome processes to change registered trustees on their accounts. And according to the Charity Commission, a growing number of charities, particularly but not exclusively those that are Muslim-led, are finding themselves de-banked altogether. Does my noble friend the Minister accept that current money laundering rules and banks' risk avoidance practices are having unintended consequences for charities seeking ethical banking? And will His Majesty's Government consider issuing clearer regulatory guidance for the banking sector to ensure that civil society organisations are treated proportionately, fairly, and indiscriminately?
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