United Kingdom parliament
Sharon Bowles
Member of the House of Lords · Liberal Democrat
Transcripts of what Sharon Bowles said in Parliament, sitting by sitting. Only speeches whose speaker is confirmed are shown.
Sittings appear here a month after they are held.
Latest speeches
House of Lords · House of Lords · 9 September 2026
Financial regulators’ proportionality and transparency duties
“My lords. As discussed on Monday, we have received constructive letters from the chief executives of the FCA and the PRA. They show genuine willingness to engage, and they elaborate on transparency of activity, that is consultations, responses, reports, strategies,…”
Watch from 2:13:07Financial regulators’ proportionality and transparency duties
“My Lords, thank you very much for the reply to the debate that we had from the Minister, and I recognize the movement that he has indicated. I did ask him to say something about transparency, which was, I'm afraid,…”
Watch from 2:43:15Section 166 ‘skilled person’ reviews and House division
“My Lords, I declare my interest as chair of the ownership dividend inquiry into employee ownership and also as a director of Veloop Holdings Limited. Amendments 63 and 66 address a structural flaw in financing employee ownership, cooperative and mutual…”
Watch from 2:59:38
House of Lords · House of Lords · 7 September 2026
Financial Services and Markets Bill report: Consumer credit and mortgage prisoners
“My lords, I will speak to my non-diminution amendments 2 and 3 and to amendments 4 and 5 stemming from them. During committee, the government made it clear that it wishes to remove tail risk for firms, a theme running…”
Watch from 1:32:12FSM Bill: Technical amendments and reform of the Financial Ombudsman Service
“My Lords, I rise briefly to support my noble friend Lord Sharkey's amendment. Some years ago, I gave a speech on ethics in finance in connection with the International Robin Cosgrove Prize, where I outlined what I called my eggshell…”
Watch from 4:24:36FSM Bill: APP fraud, tech platforms, AML supervision and regulator accountability
“Amendment proposed, clause 16, page 18, line 38, at end insert the competitiveness and growth objective, see section 1B, and... Baroness... Um, it's late, so I shall be relatively brief and not revisit the issues that we did at committee…”
Watch from 7:15:51
Financial Services Regulation Committee · House of Lords · 2 September 2026
Super-complaint response and FCA self-assessment
“Yes, I'd like to just go back to the point about the numbers in terms of who's doing it and who's specializing on it. You've replied, or at least Chris has replied, in terms of it, people who are doing…”
Watch from 8:00Shifting from prescriptive rules to Consumer Duty and value data
“Right, I'll move on to, I wanted to ask you about the your priority regulatory priorities report where it says that you're going to simplify insurance rules in favor of relying on the consumer duty. And I'm wondering what's driven…”
Watch from 27:46Shifting from prescriptive rules to Consumer Duty and value data
“And can you I stop there? So you can stop problems. Who's doing the spotting? Because I I get it that the the the firm has to look after what they're doing. But when do you find out?”
Watch from 30:11
Financial Services Regulation Committee · House of Lords · 22 July 2026
Price comparison websites and product standardisation
“Right, I'd quite like to follow on a little bit from that on the comparison website point. websites point and we've been told that price competition has led to a hollowing out of insurance products so that they can you…”
Watch from 19:12Price comparison websites and product standardisation
“So would you say that if things were standardized that it would actually interfere with competition? So it's actually the drive is really in the opposite direction for more tailoring.”
Watch from 24:46
House of Lords · House of Lords · 21 July 2026
Payment periods length, construction contracts and special administration
“To rise, I will speak to my amendment 52, but first I must apologize to the committee that I was unable to speak at second reading, my scrutiny hours having been occupied in the passage of another bill, which also…”
Watch from 3:07:15
Lords Grand Committee · House of Lords · 8 July 2026
Insurance-linked securities: tax certainty and HMRC anti-avoidance
“My Lords, this amendment is about insurance-linked securities, or ILS, which are the UK's version of fully funded risk transfer vehicles which were legislated for in 2017. They include catastrophe bonds, collateralized reinsurance, sidecars and other fully funded mechanisms used…”
Watch from 1:23:23Insurance-linked securities: tax certainty and HMRC anti-avoidance
“My lords, I thank all those who have spoken in this debate. I must say I find the minister's response rather disappointing. That he's saying right, the status quo is all right, and the status quo is not all right,…”
Watch from 1:39:42
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Polyfact records and transcribes the sittings and committee hearings of United Kingdom's parliaments. A passage appears here only once its speaker is confirmed, by the official record or by a person; automatic guesses are left out.